FamilyPay · FY 2026–27

What your household actually keeps.

Tax, super, family benefits and childcare — woven into one number. Scroll, and we'll work it out together.

Step 1 of 3

Every household is different. Start with yours.

Tap the card that's the closest match — it loads realistic salaries you can fine-tune in the next two steps.

Continue with “Two earners · with children

Step 2 of 3 — your income. Everything stays editable.

Step 2 of 3

Now — what do you earn?

Annual salary before tax. The toggles cover super, HECS and private health, and everything recalculates as you type.

Primary earner

Person 1.

Person 1

Take-home
$0
Super on top of salary
12% paid above your salary
HECS / HELP debt
Repayments deducted from take-home
Private health insurance
Avoids Medicare Levy Surcharge
Pre-tax contributions to super or other arrangements.

Second earner

Person 2.

Person 2

Take-home
$0
Super on top of salary
12% paid above your salary
HECS / HELP debt
Repayments deducted from take-home
Private health insurance
Avoids Medicare Levy Surcharge
Pre-tax contributions to super or other arrangements.

Step 3 of 3

Kids change the math.

Each child can unlock Family Tax Benefit — and each day of childcare costs and claims back a subsidy. Add yours.

Child 1
In childcare
Costs included
Days per week
3
Child 2
In childcare
Costs included
Days per week
3

Your household keeps

$0

Person 1$0Person 2$0

per year — after tax, super, benefits and childcare.

Keep going · how the tax works

Where every dollar goes

A clean line between gross and net.

Person 1

Gross salary
$0
Income tax
$0
Medicare levy
$0
Take-home
$0
Plus super (retirement)$0

Person 2

Gross salary
$0
Income tax
$0
Medicare levy
$0
Take-home
$0
Plus super (retirement)$0

Family Tax Benefit

Part A
$0
Part B
$0
Total benefits
$0

Childcare

No childcare costs.

Tech specs

The numbers, line by line.

Income
Person 1 gross$0
Person 2 gross$0
Combined gross$0
Tax & deductions
Person 1 income tax$0
Person 2 income tax$0
Person 1 Medicare levy$0
Person 2 Medicare levy$0
Superannuation
Person 1 super$0
Person 2 super$0
Family
FTB Part A$0
FTB Part B$0
End-of-year supplements$0
Childcare gross fees$0
Child Care Subsidy$0
Childcare out-of-pocket$0
Net household
Take-home pay (after tax)$0
Plus family benefits$0
Less childcare−$0
Net household$0

Good to know

Pay calculator — questions, answered.